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What You Should Know About SSD

While no one wants to think about it, life can change in an instant. A healthy person living his or her life might be fine one day only to find they are disabled the next. A change of this magnitude can be difficult not only emotionally but financially as well, and leave those who are disabled wondering how they will pay for even the most basic living expenses. In some situations Social Security Disability benefits could be available.

What is SSD?

Social Security Disability Insurance is a program administered by the Social Security Administration that is geared toward disabled individuals. It provides benefits to those who apply and meet certain requirements.

Qualifying For SSD Benefits

SSD benefits are not available to everyone. To be successful in this endeavor the disabled individual must meet the following criteria:

  • Have a work history. The length of this history will vary depending on the age of the applicant but is generally a minimum of 10 years.
  • Have a disability that meets the definition provided by the Social Security Administration. The disability must make it impossible for the person to work for at least 12 months, or, in the alternative, be expected to lead to death.

While some cases are relatively straightforward, other times securing these benefits can be more difficult. If your initial application is denied, all is not lost. It is important to know you may still be eligible to receive benefits. The lawyers at Smith Magram Michaud Colonna, P.C., understand the system and may be able to help you. Contact them for a free initial consultation at 800-661-8309.

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