When New Jersey residents visit friends and relatives, getting injured is usually the last thing they like to think about. However, accidents can happen and sometimes the consequences can be severe. In fact, hazards can be present even if there doesn't appear to be a dangerous property condition, though accidents might be more likely in such circumstances.
Unfortunately, not all property owners take good care of their home. A general lack of repair lead to a dangerous property condition that, depending on the circumstances, might contribute to an injury. But even conscientious homeowners can sometimes overlook crucial things: A wet floor, inadequate lighting or icy sidewalks could contribute to a slip and fall. Dog bites, tripping over children's toys and other unexpected events could likewise result in injury to a guest.
Ideally, an injured guest will recover quickly from the accident. Unfortunately, this doesn't always happen and the guest may need to spend some time in recovery. Time off from work, medical bills and ongoing pain can create financial issues. Because of this, it may be necessary to file a claim with the property owner's insurance company. Homeowner's policies often provide coverage for invited guests who become injured. If there are problems with the insurance company, or the homeowner doesn't have adequate coverage, things can quickly become difficult for an accident victim.
Individuals who are recovering from such an accident may benefit from speaking to an experienced personal injury attorney. If settlement talks with the insurance company prove fruitless or if the offer of compensation is inadequate, the attorney might recommend the filing of a premises liability lawsuit against the homeowner.