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Insurance study reveals small car safety issues

A New Jersey motorist who wants more protection in an automobile accident should consider buying a larger vehicle, according to a recent report from the Highway Loss Data Institute. The nonprofit organization gathers information about car accidents and road safety for the insurance industry. Its analysis of vehicles sold in the United States between 2014 and 2016 suggests that the likelihood of suffering a serious injury is reduced as vehicle size increases.

The HLDI research was based on an analysis of medical payment claims. Each class of vehicle was then awarded a safety score. A higher number of claims revealed that vehicles were involved in accidents more often and larger claims suggested that the injuries being treated were more serious. Four-door micro cars emerged as the most dangerous vehicles as they garnered a score of 215. Minicars proved to be only slightly safer with a score of 174. The industry as a whole was given a score of 100.

Wile large SUVs earned a score of 55, very large pickup trucks were the safest vehicles of all with a score of 45. Sports cars also fared well in the study, but this is largely because they tend to be used less frequently. The researchers were quick to concede that the results were likely influenced by other factors such as inexperience. According to the HLDI, the poor scores earned by many smaller cars could partly be a reflection of their affordability and popularity among younger drivers.

While larger cars may offer occupants more protection, they can cause catastrophic injuries to other road users when they crash. Before initiating litigation on behalf of car accident victims, experienced personal injury lawyers may consult with doctors and specialists. These experts can present a better understanding of the medical challenges a victim may be facing.

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