If you get attacked by a dog, you may have serious injuries. You will want to seek compensation for any damages and expenses associated with medical bills, trauma and missed work.
You will need to pursue a personal injury claim against the dog’s owner to recover your expenses.
Owner liability
Under New Jersey law, dog owners are liable for any damages caused if the animal attacks somebody. The animal owner does not have to know that their dog is likely to bite someone. You may need to file a civil lawsuit against the dog owner to get adequate compensation. To prevail in a case against the owner, the victim must show that they were in a public place or invited onto private property where the bite occurred. The victim must also not have done anything to cause the animal attack.
Insurance coverage
You may have a concern about suing a friend or relative in court for damages sustained from a dog bite. Most homeowner’s or renter’s insurance covers animal attacks to provide compensation to victims. If you can file a claim with an insurance policy, you may get an adequate recovery for your injury without going to court.
If you sustain an animal attack while on a business property of an establishment that has animals, such as a kennel or pet store, the business insurance should cover the incident.
A dog bite can cause severe damage that causes you to incur medical and other expenses associated with your recovery. You will want to pursue possible remuneration from the dog owner.