If you or someone you love was recently hurt in a car accident, it is crucial to revisit the steps that were taken right after the crash and ensure that these actions do not have any legal consequences.
Remain at the scene and call for help
After the car crash, you must try to stay alert and call for help by dialing 911. If you have passengers with you, you need to check each other for any signs of cuts, lacerations and/or head trauma.
It is important to note that if your traffic accident in New Jersey caused an injury, death and/or over $500 in property damage, you must report the incident to the local authorities.
Notify the local police
While waiting for the paramedics and the police, you must go to the other party to ask for their personal contact details and insurance information. You also need to take photos and videos of the accident from various angles.
Once the police arrive, they will investigate the scene and request vital details about the incident. This report helps create an official record of your accident, which you can use as evidence when you file your personal injury protection (PIP) benefit claim.
However, if the police do not respond to your call, you need to file a report (SR-1 form) with the state’s Motor Vehicle Commission (NJMVC) within 10 days of the accident. Failure to report within this timeframe may result in the suspension of both your driving and registration privileges.
Seek medical care
After cooperating with the investigation, you must prioritize your health and go to the hospital to seek prompt treatment for your injury and/or trauma. Make sure to keep a copy of all your medical reports and receipts.
Collect evidence of your crash
If you could not gather evidence of the crash due to your condition, you may return to the scene once you are feeling a bit better. You can do this on your own or with the support of a lawyer.
With their guidance, they can help review your case, assess your medical records, collect witness statements and file all your legal paperwork within the required deadlines.
Inform your insurance company
You must call your insurance company to inform them about your car accident. You need to be honest but brief with your statements to ensure that you do not say anything that can lead to your self-incrimination.
By treating your case with proactiveness, you can follow the proper procedures and file your PIP benefit claim with minimal legal hurdles along the way. This practice not only helps protect your rights but also smoothens your whole personal injury claims process.