Getting into the car and running errands, commuting to work or for a weekend getaway is automatic for New Jersey residents. No matter how safe a driver you are, accidents happen. We often assist clients in filing claims, negotiating with insurers and protecting their rights. 

Although there are millions of accidents each year, Geico reports that there are four types of collisions that are the most common. 

Rear-end crashes 

When a vehicle’s speed is too fast or aggressive for the traffic conditions, one car may slam into the car in front of them. Avoid collisions with tailgaters by moving to the right and letting them pass. Leave extra space between you and the vehicle in front of you in stop and go traffic. This gives you time to respond if the other driver hits the brakes. 

Side-impact collisions 

T-bone accidents typically occur in intersections. Sideswipes happen between cars driving in adjacent lanes. Minimize the chance of an accident by taking a few extra moments to check traffic at an intersection before driving through, even if you have the green light and refrain from speeding through on yellow. Reduce the potential for a sideswipe by checking mirrors, giving extra attention to the blind spot before changing lanes. 

Front-impact crashes 

These accidents occur when the front part of your vehicle hits another car or object near the road, such as a fence, telephone pole or tree. Avoid collisions by driving slower than usual and leaving more space between you and the vehicle ahead. Remove distractions such as the radio and cell phone and stay focused on the road. 

Parking lot collisions 

Dented bumpers in parking lots happen when multiple cars are driving in different directions, and when a vehicle is leaving a parking spot. Reduce the chances for a fender bender by checking the area around you before getting into the car. Park away from other vehicles when possible. This gives you a better view of approaching cars. 

Construction zones, distracted driving and adverse road conditions often contribute to crashes that range from minor fender benders to those resulting in life-altering injuries.  Visit our webpage for more information on this topic.